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Privacy Policy

Welcome to our Privacy Policy! This document explains how we collect, use, and share your information when you use our service. It also details your privacy rights and how the law protects you.

By using our service, you agree to our practices outlined in this Privacy Policy.

Interpretation and Definitions

Interpretation

Capitalized words have specific meanings as defined below. These definitions apply whether the terms are used in singular or plural form.

Definitions

  • Account: A unique account created for you to access our service or parts of it.
  • Affiliate: An entity that controls, is controlled by, or is under common control with another party, where “control” means owning 50% or more of shares or voting rights.
  • Company (referred to as “the Company,” “we,” “us,” or “our”): Refers to The Bright Insurance.
  • Cookies: Small files placed on your device by a website that hold details of your browsing history.
  • Country: New York, United States.
  • Device: Any device that can access our service, such as a computer, cellphone, or tablet.
  • Personal Data: Information that relates to an identified or identifiable individual.
  • Service: Refers to the website.
  • Service Provider: A person or company that processes data on our behalf, such as those who help us with the service or analyze its use.
  • Usage Data: Data collected automatically from the service, such as your IP address, browser type, pages visited, and time spent on those pages.
  • Website: The Bright Insurance, accessible at https://thebrightinsurance.com/.
  • You: The individual using the service, or the company or legal entity on whose behalf the individual is accessing the service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

When you use our service, we might ask for personal details that can identify you. This includes:

  • Email address
  • First and last name
  • Address, State, Province, ZIP/Postal code, City

Usage Data

Usage Data is automatically collected when you use the service. It may include:

  • Your device’s IP address
  • Browser type and version
  • Pages you visit
  • Time and date of your visit
  • Time spent on those pages
  • Unique device identifiers and other diagnostic data

When accessing the service via a mobile device, we may collect additional information like:

  • Mobile device type and unique ID
  • IP address of your mobile device
  • Mobile operating system and browser type
  • Unique device identifiers

Tracking Technologies and Cookies

We use Cookies and similar technologies to track activity on our service and store information. This includes:

  • Cookies or Browser Cookies: Small files placed on your device. You can set your browser to refuse cookies, but some parts of our service might not work if you do.
  • Web Beacons: Small electronic files in our service and emails to track user activity and analyze service performance.

Cookies can be:

  • Session Cookies: Deleted when you close your browser.
  • Persistent Cookies: Remain on your device until they expire or you delete them.

We use cookies for:

  • Necessary / Essential Cookies: To provide essential services and features.
  • Cookies Policy / Notice Acceptance Cookies: To remember if you have accepted cookies.
  • Functionality Cookies: To remember your preferences and improve your experience.

For more details on our cookies and your options, check our Cookies Policy or the relevant section in this Privacy Policy.

How We Use Your Personal Data

We use your personal data to:

  • Provide and maintain our service.
  • Manage your account and access to service features.
  • Fulfill purchase contracts or other agreements.
  • Contact you with updates, offers, and information.
  • Respond to your requests.
  • Evaluate or conduct business transfers (e.g., mergers, sales).
  • Analyze data to improve our service and marketing.

Sharing Your Personal Data

We might share your personal information in the following situations:

  • With Service Providers: To help us analyze and manage the service.
  • For Business Transfers: During a merger, sale, or other asset transfer.
  • With Affiliates: Our parent company or subsidiaries, under the same privacy terms.
  • With Business Partners: To offer certain products or promotions.
  • With Other Users: When you interact publicly within the service.
  • With Your Consent: For any other purpose you agree to.

Retention of Your Personal Data

We keep your personal data only as long as needed for the purposes outlined here and to comply with legal obligations. Usage Data is generally kept for a shorter time but may be retained longer for security or legal reasons.

Transfer of Your Personal Data

Your information might be processed and stored outside your jurisdiction, where data protection laws might differ. By using our service, you consent to this transfer. We ensure that adequate controls are in place to protect your data.

Deleting Your Personal Data

You have the right to delete your personal data. You can update, amend, or delete your information by logging into your account or contacting us. Note that we might need to retain some information for legal reasons.

Disclosure of Your Personal Data

We might disclose your personal data:

  • During Business Transactions: In case of a merger or sale.
  • For Law Enforcement: If required by law or public authorities.
  • For Other Legal Requirements: To comply with obligations, protect rights, or ensure safety.

Security of Your Personal Data

We aim to protect your personal data, but no online transmission or storage method is completely secure. We use reasonable measures to keep your data safe but cannot guarantee absolute security.

Children’s Privacy

Our service is not intended for anyone under 13. We do not knowingly collect data from children under 13. If you’re a parent and know your child has shared personal data with us, please contact us so we can remove it.

Links to Other Websites

Our service may have links to other sites not operated by us. We recommend reviewing their privacy policies. We are not responsible for their content or practices.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. We will notify you via email or a notice on our service before changes take effect. Please review periodically.

Contact Us

If you have any questions about this Privacy Policy, contact us:

Thank you for reading our Privacy Policy!